Then they might deem you to be more of a risk than someone who has multiple credit cards, for example if you have no experience in it. Another easy method of enhancing your credit history, and is a complete must at your address on the electoral roll before you apply for any loan, is to register yourself. Registering to vote in your town is an obvious assurance to loan providers you say you are and you do live at the address you are using that you are who. 1