Liens A lien is a lender’s claim for payment that is registered against a motor vehicle. Many lenders will check always to be sure there is certainlyn’t currently a lien on your own vehicle. The lender may still offer you a title loan if your car can be sold for more than the amount of the existing lien if there is already a lien. The lender may use the loan agreement to seize your car if you stop making payments. The lending company may then offer your vehicle to pay for the price of the mortgage. The lien will always be registered from ...