Are credit checks required? With regards to the loan provider, a credit check may be needed. The financial institution may check always your credit while using the main credit agencies including Equifax, TransUnion, and Experian - or they might check always your credit with just one or not one of them. In addition, you can find alternative credit agencies such as for example ChexSystems and Clarity solutions who give attention to credit information maybe maybe not offered to the primary credit agencies. For instance, ChexSystems centers on bank overdraft information while Clarity Services concentrate on subprime financing. There's two main kinds of ...