Let me make it clear about areas Bank Personal Loans Review Obtaining A areas Personal Bank Loan With nearly every loan provider, the answer to getting approved for an individual loan is a good credit rating. Having good to exemplary credit means better terms, reduced interest levels, and perhaps an increased loan quantity. At areas Bank, you should check your prospective rate having a soft credit inquiry that does not influence your general credit history. Areas offers an installment that is secured, a deposit guaranteed loan, and an unsecured loan; the 3 choices make Areas unsecured loans available for ...