Previous Bing CIO Douglas Merrill Desires To Reform Payday Advances With ZestCash This community through technology with more than 60 million Americans considered “underbanked,” meaning they have no access to credit or conventional banks, there have been a plethora of companies that have emerged to help better serve. GreenDot, PayNearMe as well as others all offer banking options towards the underbanked. Today, previous Bing CIO and VP of engineering Douglas Merrill is releasing a brand new product today, called ZestCash, to serve the underbanked that aims to legitimize the loan industry that is payday. Payday advances are typical amongst consumers who don’t ...